Mokhoa oa ho sebetsana le litefo tsa elektroniki ka terata ea lijo

Ho boloka litefiso hantle ho bohlokoa bakeng sa likharetene tsa lijo, moo ho potlakisang le tšireletseho tse amang khotsofalo ea bareki le phatheri. Ho tsoa ho litefiso tsa Cash ho litefo tse ikhethang, tataiso ena e na le maano a lekang a nang le ts'ebetso ea ho lekanya, fokotsa liphoso, 'me u sireletse liphoso.

1. Khetha motsoako o nepahetseng oa tefo

Leka-lekana le litšenyehelo ka ho fana ka likhetho tse tsebahalang tsa ho patala:

Litefo tsa Cash

• Melemo: Ha ho Litefiso tsa Transaction, pheliso ea hang-hang.

• Cons: Likotsi tsa ts'ireletso, ho sebetsa butle butle.

Tefo ea Elektroniki

• Likarete tsa Mokitlane

• Mobile Wallet: amohela Apple Pay, Google Wallet, le Likhoutu tsa QR.

• Litaelo tsa pele tsa marang-rang: lipolanete tse kang toast kapa uber e ja bakeng sa pickup.

Motsoako o motle oa 2024:

• 60% dijithale, 40% chelete (e fapana ka sebaka sa sebaka le barekisi ba bareki).

2. Tsetela tsamaisong ea boemo ba mobile ea mobile

Sisteme ea boemo ba potoloho ke mokokotlo oa ts'ebetso e sebetsang hantle. Litsela tsa Bohlokoa tsa ho Etsa Pele:

Thuto ea Case: Koloi ea Kofi e sebelisa lesekoli la 25% ka mor'a ho thusa "Buston" e potlakileng).

3. Sireletsa chelete ea hau

Fokotsa bosholu le tahlehelo ea mekhoa ena e tsamaisang chelete:

Malebela a polokelo ea chelete

• Sebelisa lerotholi ho bolokehile: Kenya se sireletsehile ka nako ea ho lieha ha nako.

• Li-depositi tse tloaelehileng: Le ka mohla u se ke oa tlohela chelete bosiu bo le bong; depositi letsatsi le letsatsi.

• Ho phatloha hanyane: ho lula tlase ho $ 50 ho ngodiso bakeng sa phetoho.

Mehato ea Marang-rang e Anti-Fraud

• Ho khetholloa ha motho ea ingolisa: Basebetsi ba koetlisang ho bona likoloto ka lipene tsa UV.

• Ho split shilift: Abela basebetsi ba arohaneng ho sebetsana le chelete le litaelo.

4. Etsa qeto ea lebelo la transsation

Mehala e liehang ho khanna bareki. Ho potlakisa litefo ka li-hacks tsena:

• Li-button tsa menyu ea pele: Lits'oants'o tsa Lenaneo la Lihlahisoa tsa Lihlahisoa tsa ho rekisa lintho tse tobileng.

• Lits'oants'o tse peli: Bareki ba lumella bareki ho bona likarete tsa bona ha u ntse u iphile.

• Khoutu ea QR e areloa: Beha likhoutu litafoleng tsa ho itlhahloba.

Mohlala: Nako ea taco trailer e fokotsoeng ka nako e tloaelehileng ho tloha ho 25 ho isa ho e 1.2 ka ho fetohela tsamaisong ea pieping nakong ea ho potlakela.

5. Litefiso tsa tefo ea tefo

Litefiso tsa transraction li ka ja phaello. Fokotsa litšenyehelo ka:

• Libaka tsa ho buisana: Likhoebo tse phahameng li ka fokotsa litefiso tse tlase (e.3, 2.3% → 1.8%).

• LITLHAKISO TSA BOPHELO: Litefiso tsa ho fetisetsa bareki

• Ts'ebetso ea Batch

Tlhokomeliso: Lekala melao ea lehae - ho seng molaong ha ho molaong ho Conneticut, Colorado le Massachusetts.

6. Litefiso tsa ho hlaba letsatsi le letsatsi

Qoba ho fapanyetsana ka mokhoa o thata oa mokhoa o hlakileng:

1. Bala chelete: Bapisa ngolisa lipalo tsa poso.

2. Tlhahiso ea kopo: Sebelisa li-apps tse kang ho imeloa ke thepa ea basebetsi ba automate.

3. Libaka tsa tlhahlobo ea tlhahlobo: boloka li-ricing tsa dijithale bakeng sa lilemo tse 3+ (tlhokomeliso ea IRS).

Sesebelisoa:

7. Itokisetse maemo a tšohanyetso

• Matla a backup: Sebelisa betri e jang (e.g., jackery) ho boloka po e matha.

• Mokhoa oa Offline: Netefatsa hore lipehelo tsa hau li sebetsa ntle le inthanete.

• Contingment e se nang chelete: Matšoao a poso a kang "karete feela nakong ea motlakase."

8. Koetlisa sehlopha sa hau

• Protocol ea tefo: karolo ea moqapi oa thuto (e.g., likarete tse fokotsehileng, likhaello tsa chelete).

• Ho lema: Ruta basebetsi ho lisebelisoa tsa skim tse bonoang kapa lits'ireletso tsa phishing.

• Tšebeletso ea bareki: E SEBELISA MAHALA ("Kenya cookie ka $ 2?").

Hobaneng ha mekhoa e nepahetseng ea tefo

Mokhoa o bonolo oa ho lefa eseng feela ho reka thekiso feela empa o boetse o haha ​​tšepo. Ho latela lebatooa, 54% ea bareki ba latang likarete haeba mela e telele haholo, ha palo ea 72% e khetha likhoebo tse fanang ka litefo tse ikhethang.

Lenane la ho qetela

• Litekanyetso tsa Teko ea Teko ea Lekunutu Letsatsi le Letsatsi.
• Bontša Litšoantšo tsa Tefo tse amoheloang.
• Fana ka risiti ka lengolo-tsoibila SMS ho fokotsa ts'ebeliso ea pampiri.

Ka ho kopanya litloaelo tse sireletsehileng tsa chelete ka lisebelisoa tsa morao-rao tsa dijithale, traileri ea lijo tsa hau tsa lijo li ka fana ka mekhoa e potlakileng, e bolokang bareki e boloka bareki ba khutla.